You probably have a Citi Costco bank card, you’ve been incomes some nice rewards all 12 months.
I really like the cardboard since you get 4% at gasoline stations (first $7,000 every year), 3% at eating places, 2% from Costco and Costco.com, and 1% all over the place else.
What I don’t love as a lot concerning the card is that you simply get your rewards yearly, often in your February assertion. It will be good if the rewards had been simply deposited as cashback every month, however I suppose this does seem to be a extra frugal choice… which is according to Costco’s model.
Usually, you’ll be able to redeem the certificates on the Costco money register. In case your certificates is over $300, you may also decide to direct deposit the certificates – a very nice characteristic.
Desk of Contents
Tips on how to Direct Deposit Your Costco Rewards Certificates
We do a ton of our purchasing at Costco and with 4 youngsters, this implies we get a fairly sizable verify from Costco – far more than $300. (we additionally put our gasoline and restaurant spending on the cardboard too!)
To get your reward certificates direct deposited, log into your Citi account and scroll down till you see this a part of the display screen:
When your certificates is prepared, the Certificates Standing will say Issued. Additionally, you will get an e mail that comprises your certificates’s bar code.
At this level, you’ll be able to click on on Direct Deposit and it’ll reveal this display screen:
In the event you haven’t added your financial institution, you’ll be able to click on Add an Account and and also you’ll be prompted so as to add your again through Plaid. If it’s a non-Citi account, they require two funds from it earlier than they’ll settle for it for direct deposit.
In any other case, you’ll be able to choose your financial institution and click on redeem.
When you click on redeem, you’re proven this affirmation display screen:
That’s it! Tremendous simple.
Tips on how to Redeem Your Costco Rewards Certificates in Warehouse
If you wish to redeem your certificates within the warehouse, merely carry it to the money register. You can not redeem it at Buyer Service.
Simply notice that they are going to pay you the reward from the money register so if it’s a very giant reward certificates, it’s higher to get it direct deposited. Or, wait for a bigger purchasing journey so you should utilize the certificates on the acquisition and get what’s left over.
In the event you misplaced your certificates, you’ll be able to at all times log into your Citi account and get it reprinted. Simply click on on Entry Certificates and this display screen will seem:
Requesting a brand new one will invalidate earlier ones, as they are going to invalidate the bar code.
Different Vital Notes
Bear in mind to redeem your certificates earlier than the top of the 12 months! The certificates expire on 12/31/2024 and there’s nothing you are able to do if you happen to neglect.
Additionally, solely you and any licensed customers shall be allowed to redeem it. You need to present your card on the register anyway so that is often not an issue… however notice that you may’t give it to a good friend.
I’ve by no means tried redeeming it on the self-checkout however I’d suspect you’ll be able to’t get it redeemed there.
Lastly, if you happen to didn’t get a certificates this 12 months, they are going to solely difficulty it if you happen to’ve been a member for not less than a 12 months. In the event you signed up final 12 months however after the final certificates, sadly you’ll have to attend a further 12 months. I don’t know why this rule exists however that’s one purpose why.
